July 13, 2009

Insurance companies offering so-called Ruerup pension products to prospective pensioners

There are many assurance companies offering a so called Ruerup pension on the German market. Usually it is not easy for the private customer to find the right insurer that fits best with the own requirements. How can you find the right insurance for Ruerup pension covering your needs at a good price? The following site offers a free Ruerup insurance comparison: Preiswerte Ruerup Rente. There you can retrieve the appropriate Ruerup assurance offer out of the multitude of insurance companies.

For whom is a Ruerup insurance recommended? For entrepreneurs and for well-paid employees the Ruerup insurance is a good chance to provide retirement pension and to save taxes at the same time. If you are looking for a Ruerup insurance company in Germany, you should take into consideration some important points:

Since 2005 there is the possibility to supplement the own retirement pension by the conclusion of a Ruerup pension assurance. The Ruerup pension policy is particularly interesting for those people who cannot conclude a Riester pension assurance. With the Ruerup pension, the legislature gave self-employed persons the possibility to benefit from public allowance under their own private pension. The governmental-sponsored Ruerup pension is for business owners as interesting as for well-paid employees. For those groups of people it is the only possibility to get special tax deductions in retirement provisions since the possibility of special deductions for other private pension and life insurance contracts has been deleted by the legislature. Before choosing your German Ruerup insurance contract, you should always ask for several offers. That can be done on the Internet: Ruerup Rente fuer Beamte. Business owners do not have the possibility to provide retirement pension by the so called Riester pension. So they could not benefit from public support. For this group of people now the possibility of taking tax benefits by contracting a Ruerup pension assurance does exist.

In the phase of paying contributions to the contract the paid-up capital is protected against distraint. This means creditors of the insured person cannot attach the Ruerup pension contract. The accumulated capital must remain for the insured person and the insurance must not be resolved before retirement. The capital that is accumulated in a Ruerup pension policy is not affected by unemployment in the context of social welfare. This capital need not to be consumed before getting social welfare. As from 2005 contributions to newly contracted traditional private pensions and life insurances are no more tax deductible in Germany, the Ruerup pension assurance is a suitable alternative.

Share and Enjoy:
  • Digg
  • Sphinn
  • del.icio.us
  • Facebook
  • Mixx
  • Google Bookmarks

Filed under Random by

Permalink Print Comment

Leave a Comment


Subscribe without commenting